Friday, October 31, 2008

More frugal facts from Dollar Stretcher


Want an unlisted phone number and a way to stop telemarketers at the same time? There is an easy and legal way to get a free unlisted phone number. I used to pay a monthly fee for the privilege of keeping my phone number out of the directory and then I learned that it is perfectly all right to list your phone number under any name that you want as long as the phone is billed to your real name. I chose to use my late grandfather's name, which had the added bonus of being long and difficult to pronounce. Despite being on the Do Not Call Registry, I still frequently get calls, but whenever I hear someone struggling to say his name, I know that it is a telemarketer and I am honestly able to say that he is deceased and to please remove his name from their list. They usually even apologize and never call back! Susan Note from Lucy: TF and I did this when we were first married. He was a police officer and we didn’t want to get calls from people he had arrested, so we put our phone number in our cat’s name. People who knew us knew to call “Daisy Stern”. If we got a call from someone asking for Daisy, we knew it was a telemarketer or an insurance man and we would say that Daisy didn’t live there any more.

Dry Winter Air?

To easily dry clothes in the winter and add much needed moisture that a fireplace takes from my home, I use a clothes rack on wheels to dry some of my clothes. I have an adjustable rack that stands about four feet off the ground and holds about 15 t-shirts on hangers. I simply wheel the rack into the room with the fireplace and let the heat in the room do the drying. I keep it far enough away for safety. If company comes, I can easily wheel it away out of sight. K in PA

Before You Rent

My husband and I wanted to move into another home. We rent, and of course, there is the first month's rent and a deposit required. I looked at this home before they'd cleaned and painted it. I talked with the agent who also manages the property and asked her if I could paint the walls for her and knock a little off of the deposit. I know how to spackle and paint professionally so this was a small job for me. She was ecstatic and asked me if I'd accept half off of the rent and she'd provide the paint. Of course, I was game. We had a deal.

If you have the time and the talent, this is a wonderful way to help yourself and your new landlord. It is also a nice way to pave a new relationship with someone who has a lot of say over the next home you go to. LynAnne M. Note from Lucy: My SIL did the same thing when he rented a new office space. He is a drywall man and he went in and fixed holes, textured and painted. Great idea!

Pet Tips

Do you have a small dog that needs clothing during the cold winter months? If so, don't buy the expensive dog outfits in department stores. Instead, make a trip to you local Salvation Army or Goodwill store, and find the infant's clothing bin. Buy some sweatshirts and/or t-shirts for as little as 50 cents each. Try those on the small dog, and do whatever minor stitching needs to be done for the apparel to fit the dog. I have a miniature dachshund and usually only need to taper the bottom of the garment with minor stitching to fit snugly over his belly. Sometimes, depending on the size of the dog, you
may not have to do altering.

Have a cat and need a cheap litter enclosure? Buy a tall plastic storage box at a dollar store, cut a round hole in one end, and put your litter pan inside. This works like a charm. This idea also works well for bedding inside the plastic container for cats to snooze in private comfort. C.A.

Swimming Up a Debt Waterfall? Try This
Small steps can give you the energy to tackle a big debt

Buying a used car? How to spot a lemon.

Firewood Facts: Know the facts before you burn firewood in your fireplace..

How Far on a Tank of Gas? Do you know all the variables that affect your car? Try this fun interactive

Baby Boomers – a dollar stretcher website, just for you.

Family – want some ideas for your family? Here it is….

Have a great weekend everyone!

Tuesday, October 28, 2008

12 Ways to Save Money on Life’s Little Necessitates

Article taken from
Simple Ways to Save Tip #1:
How to Save Money on FOOD

I (Daria here) about had a fit on our last trip to the grocery store! We haven’t seen skyrocketing food prices like this in 20 years. And one of the most expensive items these days is a must-have for a lot of people: Meat. One way to save money on meat is to shop every day — preferably around mid-morning. By then, the meat manager or butcher has marked down his best buys of the day. Since meat is perishable, you’re almost sure to find a good amount of “reduced for quick sale” meat selections. Trust me — it’s still good and can usually save you 50% or more! Freeze it the day you buy it and you’ll soon have plenty of meat for future meals!

Simple Ways to Save Tip #2:
How to Save Money on FOOD, Part 2

Another way to save at the supermarket takes discipline: purchase only the items on your list. You can help in that effort by bringing in and using a cloth bag to carry your items. Because it only holds so much, you won’t be tempted to make ny “impulse” purchases and it’ll make it easier to stick to your list and save more of your hard-earned cash. For more ideas on saving money on groceries and food, watch our quick video — Insider Supermarket Shopping Tips.

Simple Ways to Save Tip #3:
How to Save Money on GAS

It’s no secret that oil prices have driven gas and energy costs through the roof! But there ARE ways you can save that will help ease the pinch at the pump. To increase your gas mileage, you can start by putting your car on cruise control to keep it at a comfortable 60 miles per hour. We promise this one will really add up!
Just think of it this way: You’re essentially paying an EXTRA 20 cents per gallon for every 5 miles over 60 mph that you drive! So always, ALWAYS keep your speed in check. (You can find 4 more ways to save at the pump with our Fight High Gas Prices gallery.)

Simple Ways to Save Tip #4:
How to Save Money on UTILITIES

You can save money on energy costs at home, too. Many of us waste a ton of gas and electricity simply because our home electronics aren’t as efficient as they could be.
For example, if you have a computer, a microwave, a CD and/or DVD player, your electricity is draining away like so much water in a leaky pipe. That’s because machines like this run...and run...and run...even when they’re NOT in use, due to clocks and internal memory systems that need a constant flow of electricity! A power strip helps ease these energy drains and is a great way to save, so get one. Pronto!

Simple Ways to Save Tip #5:
How to Save Money on HEATING & COOLING Your Home

Another way to save on your utility bill is to maintain the ductwork in your home.
More often than not, ducts leak. So it takes more hot air to heat your home (or more cold air to cool it)... which, of course, means more burned energy AND money. You can shave 10% to 20% off your utility bill by getting your ductwork sealed up! If you’re Mr. or Mrs. Fix-It, get some putty-style mastic and paint it on the gaps. This won’t cost you much — maybe $50, tops. Of course, you could also call in a pro. Just keep in mind that could cost a pretty penny, so compare it to how much it will save you on your gas or electric bill.

Simple Ways to Save Tip #6:
How to Save Money at Your BANK

If you use bank ATMs frequently, here’s a super simple way to save money. Pay close attention to the ATM fees your bank charges — especially if you use other banks’ ATMs. Believe it or not, those “small” fees add up to BILLIONS of dollars every year!
It’s not uncommon to pay $3 or even $4 every time you withdraw money or make a deposit. (And that’s way too much — whether you want to withdraw $20 OR $200.)
Even if you make a transaction just once a week, you are literally WASTING $200 a year! Lesson learned: Use your own bank’s ATM machines.

Simple Ways to Save Tip #7:
How to Save Money on Your CREDIT CARDS

Here’s a quick tip to shave costs off your credit card bills: Negotiate for a lower interest rate and no annual fee. Credit companies spend BIG bucks to find new customers, so if your credit is in good standing with the company, chances are they won’t let you go without giving you what you want! If, however, they won’t budge, tell them you’re canceling your account and moving your business elsewhere. Then, before you make the move, make sure all other factors — such as interest rate, terms, etc. — are the same or better with your new creditor. (For specific tips on finding a great credit card, check out our Dolan’s Do’s for Choosing the Right Credit Card.)

Simple Ways to Save Tip #8:
How to Save Money on Insurance

There are LOTS of ways to save on your insurance, but here's one of our favorites:
Raise your deductible. Too many of us carry premiums with low deductibles because we don’t want to get walloped with a hefty bill in the unlikely event we have to make a claim. The numbers speak for themselves. If you have a $200 deductible and raise it to $500, you could reduce your premium by as much as 30%. Raise your deductible to $1,000 and you could lower your premium by 40% or more! For more ways to save on your car insurance, take a look at our Cut Your Auto Insurance Costs article.

Simple Ways to Save Tip #9:
How to Save Money on Insurance, Part 2

Another huge insurance expense is, of course, your health care. One way you can save money there is to sign up for a flexible spending account (FSA) through your employer. With an FSA, you can use PRE-TAX money to pay your out-of-pocket medical and child care costs. Your employer takes a specific amount out of your paycheck before taxes and you pay for deductibles, co-pays and other out of pocket expenses. You then get reimbursed from your FSA, which saves you between 15% and 39.6% on these costs, depending on your tax bracket! For more ways to save on health care and insurance, don’t miss 5 Ways to Slash Your Health Care Costs.

Simple Ways to Save Tip #10:
How to Save Money on Taxes
Most of us grumble about paying our taxes, but the odds are good you’ll be overpaying them at some point in your life. Case in point: Your property taxes. Find out if you’re overpaying by first visiting your local tax assessor’s office. Get a list of all the tax exemptions to which you’re entitled, along with a copy of your “property record card” and the assessed value of homes in your area. Then look for mistakes in your assessment. If you find a mistake, submit an appeal. It’s that simple and it can save you quite a bit every year and over time.

Simple Ways to Save Tip #11:
How to Save Money on Taxes, Part 2

There’s a little-known tax deduction you can take if you still have children living at home — namely, you can DOUBLE the tax deduction claimed for your kids.
Instead of giving your kids an allowance, hire your kids to work in your part-time business and pay them an actual salary. With this scenario, you get two benefits for the price of one — you get to keep the dependency exemption, PLUS you get a tax deduction for the salaries you pay your kids. It’s an easy, legitimate way to beat Uncle Sam at his own game. Take advantage of it! For more enlightening tax tips, watch our video, 7 Simple Tax Moves for 2008.

Simple Ways to Save Tip #12:
How to Save Money Online

Whether you want to save more on groceries, cosmetics, big-ticket appliances or even flowers, you have a true WEALTH of places to help you get great discounts online.
For example, to find the best price for a specific item, visit to help you comb through all the best offerings from hundreds of on- and off-line retailers. And for coupons, be sure to check out It’s going to be rocky for a while, but you WILL get through these turbulent times — especially if you can significantly cut costs on the things you can’t live without.
For more on saving money, see: Save Those Greenbacks... by Going Green!

"The choices we make determine our destiny."

--Thomas S Monson, "Choose You This Day", Ensign, November 2004 pg. 67
Moroni 7:16–17

Wednesday, October 22, 2008

Makes sence to me.....

"You can not help the poor by destroying the rich. You can not strengthen the weak by weakening the strong. You can not bring about prosperity by discouraging thrift. You can not lift the wage earner up by pulling the wage payer down. You can not further the brotherhood of man by inciting class hatred. You can not build character and courage by taking away man's initiative and independence. You can not help men permanently by doing for them what they should and could do for themselves." --Abraham Lincoln

Is there something you are trying to finish? Check this out.

These were some really cute photos.

Sunday, October 19, 2008

Homesteading Mindset

Article from the Dollar Stretcher Website by Donna Miller
Get your family through tough financial obstacles

Some of us can remember reading books like "Little House on the Prairie" or "Swiss Family Robinson" and having the pioneering spirit awaken within our hearts. The human tenacity to beat the odds, the miraculous provision in times of need, the close family bonds that brought the characters through tough times are all themes that are woven into those books. The "homesteading mindset" is somewhat romanticized or stuck in a time warp in these books' settings, but the pioneering spirit of the homesteader is still very much alive in the population of today. The necessity to develop a pattern of thinking and acting like a homesteader is central to getting a
family through tough financial obstacles.

Homesteading can mean so many different things to people. To some, it suggests making or growing all their own food, from milling grains at home to butchering meat they've raised themselves. To others, homesteading means living "off-grid" and supplying all of their own electric and power needs via alternate sources (wind, solar, water, static or a combination). To other people, homesteading is almost a
"hippy" lifestyle of simplicity and communing with nature and doing away with the conventional means of making a living.

Some homesteaders have varying degrees of each of the different methods mixed in to their own flavor of a homesteading lifestyle. Yet, regardless of the definition of
homesteading, to the majority of the population, it seems that in the twenty-first century homesteading may appear archaic and outdated. The truth is that the homesteading mindset has never been more necessary than it is now in our present
economic time.

Developing the mentality of a homesteader doesn't mean one has to live on 40 acres and collect eggs, or have a huge garden. It is something that anyone can do, anywhere and anytime. It is a simple as developing the habit of thinking differently.
With a few tweaks of our current way of thinking, we can develop the "homesteading mentality" and use it even in the most packed urban environment. No matter the homesteading style, there are a few things that are common in the mentality that can benefit suburban and city inhabitants alike.

To people who are accustomed to purchasing items because they're used to having enough money, making the shift to the homesteader mentality involves one main little secret habit. This trick covers the whole mindset of a homesteader. The secret habit is to avoid the feeling of depravity by thinking of it as creativity.

Before purchasing anything (clothing, food, household item, equipment, etc.), there are several questions that run through the mind of someone who considers themselves a homesteader. These questions help decide whether he or she should make the
purchase. Here are just a few examples:

- "Can I make it myself for less than it costs to buy it?"
- "Do I have something already that works in place of this item just as well?"
- "How often will I use this new item?" (Hint: If it's not used regularly, don't purchase it.)
- "Can I do without this item?"
- "Do we actually need it or do we just want it?"

When choosing to do without or make do or make it myself, the homesteader looks at the whole event as a way to be creative. Creativity is central to this new mindset, not just a budget or skimping, but creatively finding new ways to do things, new
ways to make things, and new ways to use, reuse and recycle things. It's a challenge and a game to someone with a homesteading mindset to see just how happily and simply we can live.

As the days ahead are filled with stretching our dollars and becoming good stewards of our time and money, think of the spirit of those beloved books. We can find joy in being creative and change our way of thinking to a homesteader's mindset, no matter where we live! Enjoy the journey.

Donna Miller is a work-from-home wife and mother. She delighted to share her trials and triumphs of learning to homestead. The Millers own and operate Millers Grain House ( ), which offers Organic and Chemical-free Whole Grains, Bosch Mixers, the NutriMill, instructional tutorials, recipes and more. She also writes "The Homestead Mindset Anywhere" blog> hosted right here at The Dollar

Lucys Note: You don't have to be a tree hugger to appreciate some of these ideas. I think many of use would be a little better off to use our own mindset to save money and energy in this day and time. I went to this ladies website and read many of her things and found it refreshing. I watched several of her videos and thought they were good ways to teach basic principals. Since I do grind my own wheat and make homemade bread, I enjoyed her videos in this area of self help. I hope some of you take heed of these wonderful teachings and give them a try.

Take the Next Step:- Begin your journey of seeing things through the eyes of a homesteader. To avoid feeling deprived, enjoy the creativity of finding new ways to do things and make things.
- Subscribe to our new weekly "Inflation Fighters" newsletter here.

- Visit "The Homestead Mindset Anywhere"

Tuesday, October 14, 2008

A few frugal tips.

Hair Spray Saver

I recieved some of these from the Dollar Stretcher website.
I learned this from one of my favorite hairdressers (thanks, Odette). After styling my chin-length hair with a blow dryer and hot air brush, there is often a lot of static electricity in my hair and it won't stay in place. Instead of loading my hair down with a lot of hair spray, I was taught this neat trick. Spray your brush with hair spray and then run it through your hair. Very little spray is added to your hair, but it calms down the fly-away look. Your can of hairspray will last a lot longer. If there is a family member who is sensitive to chemicals, this also helps by putting less fumes into the air. I do this whole process in front of the open bathroom window while the exhaust fan is running. You'd never know I'd just been in there with a can of hairspray in my hands. Margie K. in Shoreline, WA

Entertainment Book Usage

If you purchase a coupon book, like the Entertainment Book, you may feel that you never save enough to justify buying it. This time, I saved far more money in coupons than the cost of the book. First, I went through the book and removed any coupons that I knew I would never use. These were for stores that are too far from home or work. I gave away those to family, friends, and coworkers. One person then gave me a few that I wanted from her book, which gave me a little bonus.

Next, I removed any coupons that I thought we would use in the next month. Places that my husband would frequent went directly into his wallet. Places I shop went into my purse. The rest went into the car along with the book. Then, I removed those for places where I go seasonally (like around Christmas) and clipped them to the family calendar. When planning a dinner out, we picked a place from the book. I also put a reminder on my calendar so that I could check the book each month. Lastly, I signed up for the email list for electronic coupons. That way, I get period reminders and new offers for local stores. Also, check the company website. You can buy books at half price later in the year for even bigger savings. Annmarie W. in Philadelphia, PA Lucys Note: I am a big user of the Entertainment books...

Storing Bananas

Putting your bananas in a brown paper bag before storing them in the refrigerator will not only help them last longer, but will keep them from turning brown so fast. Donna Lucy's Note: I haven't tried this one, but I am going to give it a try.

Online Advocate

I shop online. Gas is expensive, and by shopping for basic items on or other online stores, many of the costs of items are within pennies of the cost of the items at Wal-Mart. The ground shipping winds up being less than gas to drive to get these items. And, having them delivered to the house saves time. Katrina
Lucy's Note: There is a lot to say about on line shopping. I am a big fan of it.

Winter Window Prep

I put plastic on all my windows and it helps immensely. I can actually see the plastic bowing out with the wind that comes through my old wooden windows and that cold breeze would be coming into my home without the plastic on the windows. I put it up from frame to frame to frame to sill and I am sure I am saving hundreds on my gas bill because of that. Rosemary Lucy's Note: I have done this before and it really works. A couple of times I have used news papers on the back room windows, upstairs.

Aging Parent Deductions
If you provide more than half of an aging parent's support, you may be able to declare your parent a dependent even if he or she is not living in your home. In addition to getting the dependent deduction, you may also be able to take a tax deduction for your parent's medical expenses. To prove you pay the expenses, pay your parent's bills directly to the provider, rather than giving your parent(s) the money to pay the bill. Click here for more tips.

Ten Steps to Debt Free Living: From
Ah, to be debt-free. Sounds appealing, doesn’t it? Imagine not owing one plug nickel to a single soul. And not having a stack of bills piled high on your desk every month. Talk about true freedom!

Living a debt-free life ultimately comes down to one very important decision: You can choose to buy “things” whenever you want them (which, unfortunately, often requires putting those items on credit) OR you can opt to SAVE for what you want ... or even forgo some of those finer (and pricier) things in life altogether. Click here to read those steps.

I have a feeling that more and more of us are going to be doing some "belt tightening" in the next few months. I am so grateful that my parents taught me how to do this. We had very little money growing up and every penny counted so we watched those pennies and used them only when we had too. My parents did not have credit cards so we paid cash for everything we owned. Mom and dad were all the better for it.

Have a great week everyone.

Friday, October 10, 2008

Chocolate "Minute" Mug Cake

Recipe By : Real Food for Real People
Serving Size : 2 Preparation Time :0:00
Categories : Chocolate Desserts

Amount Measure Ingredient -- Preparation Method
-------- ------------ --------------------------------
4 tablespoons Flour
4 tablespoons Sugar
2 tablespoons Cocoa -- (baking)
1 Egg -- beaten
3 tablespoons Milk
3 tablespoons Vegetable Oil
3 tablespoons Chocolate Chips -- (optional)
1 tablespoon Chopped Nuts -- (optional)
dash Vanilla Extract

Using a large coffee mug, add dry ingredients to mug, and mix well. Add the egg and mix thoroughly. Pour in the milk and oil and mix well. Add the chocolate chips and nuts (if using) and vanilla, and mix again. Put your mug in the microwave and cook for 3 minutes on high. The cake will rise over the top of the mug, but don't be larmed! Allow to cool a little, and tip out onto a plate if desired. EAT! (this can serve 2 if you want to share!)

And why is this the most dangerous cake recipe in the world? Because now we are all only 5 minutes away from chocolate cake at any time of the day or night!

- - - - - - - - - - - - - - - - - - -

Per Serving (excluding unknown items): 525 Calories; 33g Fat (54.1% calories from fat); 8g Protein; 55g Carbohydrate; 4g Dietary Fiber; 109mg Cholesterol; 51mg Sodium.

Exchanges: 1 Grain(Starch); 1/2 Lean Meat; 0 Non-Fat Milk; 6 Fat; 2 1/2 Other Carbohydrates.

Lucy's Note: Now if this doesn't sound easy, I don't know what does.....

Thursday, October 09, 2008

Mexican Chicken Corn Chowder

Taken from "Girlfriends on the Go! A Busy Mom's Guide to Make-Ahead Meals"

* 1 1/2 lbs. boneless, skinless chicken breasts
* 1/2 cup chopped onion
* 1/2 tsp. garlic powder
* 3 Tbsp. butter
* 2 chicken bouillon cubes
* 1 cup hot water
* 1 tsp. ground cumin
* 2 cups half and half
* 2 cups shredded Monterey Jack cheese
* 1 (15 oz.) can creamed corn
* 1 (4 oz.) can chopped green chilies
* 1/4 tsp. hot sauce (Tabasco)
* 1 bag tortilla chips

In large saucepan, brown chicken, onion, garlic, and butter. Dissolve bouillon in hot water and add to chicken. Then add cumin and bring to a boil. Reduce heat, cover, and simmer for 5 minutes. Add remaining ingredients. Cook until cheese melts. Serve topped with crushed tortilla chips.

This is a great recipe to eat on a cold night.

Saturday, October 04, 2008

Sample Credit Card Cancellation Letter

You don't need three VISAs, two MasterCards, six department store cards and three gas cards! If this sounds like the credit cards in YOUR wallet, chances are you're running a balance on every single one of them.

You can easily get by in the modern world with just ONE Visa or MasterCard, ONE American Express card, and maybe ONE gas card. And you don't need the department store cards at all – they usually carry an interest rate that's WAY too high.
Here's a mistake we hear about from time to time: Joe decides to take our advice and reduce the number of credit cards he has in his wallet. So he goes and cuts up a few of his cards and tosses them in the trash.

Good for him, right? Well, yes.

But Joe needs to take one more step.

Here's the problem: Cutting up your credit cards doesn't close the accounts–you actually have to let the credit bureaus know that you've closed the accounts. And if the accounts aren't closed, you may hurt your chances of getting credit in the future because it will appear that you've got open credit lines from those old cards.

Dolan Smart Money Move: To close a credit card account, simply send a letter with your name, address and account number to the credit card company, asking them to close the account. The point is to show credit rating agencies that you are canceling and not being canceled by the card company because you're a deadbeat.

We want to make this as easy as possible so we've written one for you. To make your point clear, use our form letter below to write to the company:
Credit Card Cancellation Letter

[Your name]
[Your address]

Dear Sir or Madam:

Please let this letter serve as notice that I am terminating my credit card account effective immediately. Please close the following account:

Credit Card Company: ____________
Account Number: ________________

Please send me written confirmation that my account has been closed. Also, please confirm that you have notified all appropriate credit card bureaus that this account was closed at my request.

Thank you for your prompt attention to this matter.

[Your Signature]

This information came from Let's all work at getting out of debt...Have a great weekend everyone!

Friday, October 03, 2008

Cilantro Pesto Said to Remove Heavy Metals

I got this article from the Chet Day webpage.

Author Unknown

Heavy metal poisoning is rampant. It is a major cause of hormonal imbalances, cancer, thyroid problems, neurological disturbances, learning problems, depression, food allergies, parasites, etc. etc. This is a great recipe that is not only easy to make but also really yummy, and it tells you how to remove heavy metals from the body!

Cilantro is truly a healing food. One friend suffering from high blood pressure due to mercury poisoning had her blood pressure return to normal after eating two teaspoons of this pesto daily for only a week. So whether you need to detoxify heavy metals from your body or just wish to use it as a preventative measure, 2 teaspoons a day is all you need to take. This pesto has now become a regular in my diet. Enjoy!

Cilantro Chelation Pesto

4 cloves garlic
1/3 cup Brazil nuts (selenium)
1/3 cup sunflower seeds (cysteine)
1/3 cup pumpkin seeds (zinc, magnesium)
2 cups packed fresh cilantro (coriander, Chinese parsley) (vitamin A)
2/3 cup flaxseed oil
4 tablespoons lemon juice (vitamin C)
2 tsp dulse powder
Sea salt to taste

Process the cilantro and flaxseed oil in a blender until the coriander is chopped. Add the garlic, nuts and seeds, dulse and lemon juice and mix until the mixture is finely blended into a paste. Add a pinch to sea salt to taste and blend again. Store in dark glass jars if possible. It freezes well, so purchase cilantro in season and fill enough jars to last through the year.

Cilantro has been proven to chelate toxic metals from our bodies in a relatively short period of time. Combined with the benefits of the other ingredients, this recipe is a powerful tissue cleanser.

Two teaspoons of this pesto daily for three weeks is purportedly enough to increase the urinary excretion of mercury, lead and aluminum, thus effectively removing these toxic metals from our bodies. We can consider doing this cleanse for three weeks at least once a year. The pesto is delicious on toast, baked potatoes, and pasta.

This is a good pesto and it will help keep heavy metals out of your body...

Have a great weekend everyone!